gray rectangle with angle
gray slant

How freight brokerages cut hours out of invoicing

How freight brokerages cut hours out of invoicing

Stop chasing invoices.

Access your capital in 24–48 hours and keep freight moving.

Get started

A load delivers, and before it can be billed, someone on your team downloads the carrier paperwork, retypes it into a spreadsheet, and uploads that file to a factoring portal. Run that loop a few dozen times and the morning is gone before the first sales call. The freight moved fine. The billing is what slowed everyone down.

The slowdown costs more in a tight market. Margins are thinner, shippers stretch out payment terms, and brokers work with a lot of very small carriers. According to the American Trucking Associations’ 2025 American Trucking Trends report, 91.5% of U.S. motor carriers operate 10 or fewer trucks.

A growing brokerage is onboarding and paying a steady stream of those one- and two-truck operations. Every hour spent on manual billing is an hour not spent covering loads or serving customers.

Where the back-office time actually goes

Freight billing is the work between delivery and payment: creating the invoice, attaching the proof of delivery and rate confirmation, sending it to the customer, and paying the carrier. Broker factoring speeds that up by advancing a brokerage the cash owed on its invoices, and it can handle the billing and carrier payments tied to each load.

The longer billing drags, the higher your days sales outstanding, the measure of how long cash sits in unpaid invoices. The delay usually traces to one thing: a factoring system that does not connect to the tools you already use. When that happens, every load gets entered more than once, and the errors that follow turn into rejected invoices and rebilling.

A clean freight billing process keeps invoices from bouncing back, and automating the repetitive back-office steps is where most brokerages find the hours.

Encounter Logistics turned hours of paperwork into a five-minute step

Encounter Logistics, a 3PL out of Hamilton, Ohio, ran on a factoring provider that would not connect to its TMS. Every load meant scanning documents, combining files, and re-keying data by hand, work the company says ran two to three hours per load and left room for error.

After moving to Broker Factoring from Truckstop Financial, which connects to its Tai Software TMS, the team reviews the invoice, clicks factor, and the rest gets handled from there. Encounter reports that dropped billing time to under five minutes a load, a 91% cut, and says it avoided about 15 additional hires as it scaled. CIO Justin Sowa described the old setup this way: “We had a racecar engine in a Pinto.”

Alliance Logistix freed 166 hours a month and grew 35%

Alliance Logistix went from zero to more than 2,000 loads a month within three months of launching, right as one of its biggest customers pushed payment terms from around 25 days out to 90. Handling that invoice volume by hand was not going to hold.

Broker Factoring connected to the brokerage’s existing TMS, and co-founder Natalie Schick reported invoice processing fell from eight minutes a load to three, a 62% cut that freed about 166 hours a month. Alliance moved staff off accounts payable and into dispatch, and the company says volume then grew 35% month over month.

Yeti Logistics traded a paper-heavy process for a faster one

Yeti Logistics was locked into factoring every load under an old contract, even when a customer paid within 30 days, and its factoring tool did not connect to the TMS the team used all day. Switching to Broker Factoring took under three days, and the team reported learning the platform in about half an hour.

Working inside the TMS, Yeti says it cut back-office time roughly 75%, closing 19 loads in about an hour during one stretch. The brokerage now factors 80 to 85% of its loads and self-funds the rest on the same workflow, which co-founder James Dockery-Jackson credited with saving close to $20,000 a year and lowering factoring costs 18%. “The more we can do without leaving one screen, the faster we move,” he said.

Artisan Logistics cut invoicing steps 75% and protected its top account

Artisan Logistics, a heavy haul brokerage in Irmo, South Carolina, onboards around 80 new carriers a month, most of them one- and two-truck operations. The old process meant keying each carrier’s payment and banking details by hand and tracking loads across dozens of spreadsheets.

With Broker Factoring connected to Artisan’s carrier onboarding system, carrier data now flows in without the manual entry. The Integrated Ledger Report and Jobs Board give the team one place to check carrier, factor, and payment details. CFO Cathy Batson reported the switch cut repetitive invoicing steps up to 75% and retired the 40 pivot tables she once used to track load activity.

Results at a glance

Figures below are each brokerage’s own reported results.

BrokerageBeforeReported result
Encounter Logistics2 to 3 hours per loadUnder 5 minutes per load (91% cut); avoided about 15 hires
Alliance Logistix8 minutes per load3 minutes per load (62% cut); about 166 hours saved a month; 35% month-over-month growth
Yeti LogisticsFactoring every load, manual re-entryAbout 75% less back-office time; roughly $20,000 saved a year; 18% lower factoring cost
Artisan LogisticsManual carrier entry, 40 pivot tablesUp to 75% fewer invoicing steps; automated carrier setup

What these brokerages have in common

None of these wins came from factoring alone. Each came from connecting factoring to the tools the team already used, so load and carrier data got entered once instead of two or three times. Entering the data one time is what turned hours of re-entry into a few clicks.

Faster carrier payment helped too. Brokerages can offer carrier QuickPay at no cost, then choose whether to charge carriers a fee for faster payment. Any fee set stays with the brokerage, so the option can double as a revenue stream.

The reporting dashboards also give a clearer read on cash flow and days sales outstanding. Fewer payment-status calls came up again and again across these stories.

Get hours back in your week

These brokerages started in different places, a soft market, a client stretching terms, a flood of small carriers, and ended up in the same spot: less time on billing and more time on the work that grows revenue. The practical first step is to find where your team enters the same load or carrier data more than once, because that is usually where the hours hide.

Broker Factoring connects to the TMS and carrier tools you already use, handles invoicing and carrier payments, and gives you a clearer view of cash flow. Results vary by brokerage, and funding and terms are subject to approval.

SEE HOW IT WORKS

Frequently Asked Questions

Freight broker factoring advances a brokerage the cash for its invoices instead of making it wait weeks for customers to pay, and it can also handle the invoicing, collections, and carrier payments tied to each load. Broker factoring differs from carrier factoring, which advances payment to the trucking company hauling the freight.
The answer depends on the setup. The brokerages here reported anywhere from a few minutes to two or three hours per load before switching. Most of the time went to manual re-entry: downloading documents, retyping them into spreadsheets, and uploading them to a separate portal.
Broker Factoring from Truckstop Financial integrates with more than 16 transportation management systems and related tools, including Tai Software, Revenova, Descartes, and more, so load data can move into billing without duplicate entry. Check the current list for your specific system.
QuickPay lets carriers choose to get paid faster on a load, and it is free for the brokerage to offer through Broker Factoring. The brokerage decides whether to add a fee for the faster payment and keeps whatever fee it sets, so QuickPay can become a revenue stream rather than a cost.
Yes. Encounter Logistics reported avoiding about 15 hires while scaling, and Alliance Logistix moved staff from billing into dispatch. Results vary by brokerage.
phone and laptop preview of Truckstop Load Baord

Sign up for the Truckstop Load Board today.

Get helpful content delivered to your inbox.

Sign up today.

Find high-quality loads fast, get higher rates on every haul, and access tools that make your job easier at every turn.

Truckstop Load Board preview