Factoring for Carriers

Manage your cash flow and get paid faster.

Keep your wheels turning with the most trusted factoring service in the industry.

How factoring works.

You haul a load
Submit your paperwork to us
(instead of your Broker)
We pay you right away
(minus a small fee)
Your broker pays us in 15-30+ days

You trust to find your loads, now use it to get paid.

Get started
  • No setup or application fees
  • Non-recourse factoring
  • Easy to use mobile app
  • No surprise charges, ever
  • Full service billing
  • No minimum volume requirements
  • Free TripPaks
  • Friendly customer service

Stay Organized with the Factoring App

  • Factor your loads on the go
  • Easily apply for advances
  • Get instant Broker credit checks
  • View your paid and unpaid load history
  • Scan your paperwork any time, any place Factoring

Let’s talk factoring.

Call us at 1-888-777-5543, or fill out the form below.

Essentially, they’re the same. Both offer the benefit of getting paid faster. The benefit of factoring over quick pay is that you will be able to factor every load at a flat rate, no matter the amount (as long as the Broker is approved). With quick pay, you have more flexibility of which loads you would like to factor but will typically pay a different rate depending on the Broker. Plus, not all Brokers have a quick pay program available. To get consistent cash flow, factoring is the better choice because you know exactly when you’ll get paid and at what rate. Factoring charges a low, flat rate with zero added fees or reserve account requirements. We also offer free Broker credit checks and a mobile app to help you manage your payments on the go.

No, there is no minimum amount you need to factor.

Non-recourse factoring is a type of factoring that protects you if the Broker billed fails to pay the submitted invoice. As long as you are not at fault for the failed payment (e.g. submitted incorrect paperwork), Factoring will cover the loss.

Yes, you can factor with every Broker you work with as long as they are approved. Here are four ways to check:

  1. Log in through the Factoring website and click on the “Factorable” link. Enter the Broker or Shipper’s MC or name, click enter, and then select from the list provided. This page will show whether they are approved.
  2. Download our free mobile app for Apple or Android. Once you have logged in, click on the credit check link and enter the Broker’s or Shipper’s information.
  3. Email with the Broker or Shippers’ name and MC number. Our team will respond within one business day.
  4. Talk to one of our factoring experts at 1-888-777-5543. Business hours are Monday through Friday, 6am-5pm MT, except banking holidays.

Factoring Support

To talk to one of our factoring experts
call 1-888-777-5543 or email us at

All Truckstop Factoring services are provided through Internet Truckstop Payments LLC, a division of
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