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Heavy Haul


Get paid when you need it.

When it comes to your cash flow, Factoring means one less thing to worry about.

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How Factoring works.

Once you’ve booked and moved your freight, Factoring allows you to get paid on the invoice right away. In exchange for a low, flat fee, you receive payment on the invoice as soon as the same-day. No need to wait up to 30 days to get paid.



You haul a load.


Submit your paperwork to us.

(instead of your broker)



We pay you right away.


Your broker pays
us in 15-30+ days.
Truckstop.com factoring preview
Same-day pay

Get paid the same day upon invoice verification.

Flat rate

Know what to expect; no surprises.

Non-recourse factoring

If the broker doesn’t pay due to credit insolvency, you still get paid!

Full-service billing

We invoice the broker, saving you the time and hassle.

Flexible cancellation

Don’t get stuck in an agreement that doesn’t work for you.

No minimums

No minimum volume requirements.

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Learn how Factoring makes getting paid easier.

Want to talk right now?

(888) 364-1189


Phone number must be 10 digits

Stay organized with the Factoring app.

  • Factor your loads on the go.
  • Easily apply for advances.
  • Get instant broker credit checks.
  • View your paid and unpaid load history.
  • Scan your paperwork any time, any place.
download app from google play download app from apple app store

Frequently Asked Questions

Essentially, they’re the same. Both offer the benefit of getting paid faster. The benefit of Factoring over Quick Pay is that you will be able to factor every load at a flat rate, no matter the amount (as long as the broker is approved). With Quick Pay, you have more flexibility of which loads you would like to factor but will typically pay a different rate, depending on the broker. Plus, not all brokers have a quick pay program available. To get consistent cash flow, factoring is the better choice because you know exactly when you’ll get paid and at what rate.

Truckstop.com Factoring charges a low, flat rate with zero surprise fees or reserve account requirements. We also offer free broker credit checks and a mobile app to help you manage your payments on the go.

No, there is no minimum amount you need to factor.

Non-recourse factoring is a type of factoring that protects you if the broker billed fails to pay the submitted invoice. As long as you are not at fault for the failed payment (e.g. submitted incorrect paperwork), Truckstop.com Factoring will cover the loss.

Yes, as long as they are approved. Here are four ways to check:
  1. Log in through the Truckstop.com Factoring website and click on the “Factorable” link. Enter the broker or shipper’s MC or name, click enter, and then select from the list provided. This page will show if they are approved.
  2. Download our free mobile app for Apple or Android. Once you have logged in, click on the credit check link and enter the broker’s or shipper’s information.
  3. Email FactoringSupport@truckstop.com with the broker or shipper’s name and MC number. Our team will respond within one business day.
  4. Talk to one of our factoring experts at (888) 777-5543. Business hours are Monday through Friday, 6 a.m.-5 p.m. MT, except banking holidays.

Addresses for paperwork

Please submit payment to one of the following addresses:

Mailing Address:
Internet Truckstop Payments, LLC
P.O. Box 7410411
Chicago, IL 60674-0411

Physical Address:
Bank of America Lockbox Services
Internet Truckstop Payments, LLC (10411)
540 W. Madison, 4th Floor
Chicago, IL 60661

Please submit any required original paperwork to one of the following addresses:

Mailing Address:
Truckstop.com Factoring
P.O. Box 70
New Plymouth, ID 83655

Physical Address:
222 N Plymouth Ave.
New Plymouth, ID 83655

All Truckstop Factoring services are provided through Internet Truckstop Payments, LLC, a division of Truckstop.com.